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Simply Rooted Financial
Life Insurance
It's better to be 5 years too early than 5 minutes too late.
WHAT IS LIFE INSURANCE?
Life insurance is a contract between you and an insurance company that provides financial protection to your loved ones in the event of your passing. By paying regular premiums, you ensure that your beneficiaries receive a lump-sum payment, known as a death benefit, if you were to pass away. This payment can help cover essential expenses such as mortgage payments, daily living costs, education expenses, and even outstanding debts, providing your family with financial stability during a challenging time.
These plans can provide a source of cash growth for any of life's needs, such as college tuition, down payments for purchasing a home, as well as business growth and expansion. They can also provide living benefits such as critical, chronic, and terminal illness coverage should you find yourself in unforeseen circumstances.
PROVIDING AFFORDABLE FINANCIAL PROTECTION
We partner with several of the nations best carriers to provide you with a range of life insurance options, suitable for any budget or specific coverage need. Whether you need short-term coverage while between jobs, or want to give your family long-term financial security, Simply Rooted Financial has an affordable policy waiting for you.
HOW MUCH LIFE INSURANCE DO I NEED?
A common recommendation is to carry life insurance with a death benefit that's 7 to 10 times your annual income, but that doesn't take into account your unique financial situation. It is imperative that you do a consultation with a licensed life insurance professional to make sure you are securing the right coverage for you and your family.